Solutions by vertical
Every lender. Every asset class.
Deployed across virtually every lending market since 2007. Deep configuration for each vertical — not a generic one-size-fits-all platform.
Lending verticals
Built for your market
1.8 million applications processed across almost every consumer and commercial asset class.
Private & Non-bank Lenders
Purpose-built for non-bank lenders competing with the banks. Full regulatory compliance built in. Deliver a bank-standard experience at a fraction of the cost.
- Regulatory compliant
- Own credit provider's ACL — we know the market
- Positive and negative reporting environments
Automotive Finance
Full automotive finance suite — consumer and commercial loans, chattel mortgage, CHP, finance lease and operating lease. Integrate valuations.
- Consumer & commercial auto loans
- Chattel mortgage, CHP, finance & operating lease
- Chattel mortgage
- CHP
- Finance lease
FinTech Lenders
API-first architecture for fintechs that need to move fast. Launch lending products in weeks — not months. Use the full stack or only the modules you need.
- 30+ API integrations — fully embedded in workflow
- Open API framework for custom integrations
- Configure in weeks, not months
- API-first
- AWS hosted
Revolving Credit & BNPL
Credit cards, lines of credit and Buy Now Pay Later products — consumer and commercial markets. Full lifecycle management from origination through to portfolio servicing.
- Credit cards and lines of credit
- Buy Now Pay Later — consumer and commercial
- Credit cards
- LOC
- BNPL
Mortgage Lenders
Consumer and commercial mortgage origination — including the world's first instant mortgage approval with 30-second credit decision and immediate contract creation.
- Serviceability calculator with offer system
- Property valuation via Domain AVM and JLL AVM
- Construction loans with capitalised interest
- Consumer mortgage
- Commercial mortgage
- Construction
Equipment & Asset Finance
Commercial business equipment across operating lease, finance lease and chattel mortgage. Trucks, trailers, agricultural, medical and specialist equipment.
- Business equipment finance — all structures
- Truck & trailer finance and leasing
- Solar finance and specialty vendor finance
- Operating lease
- Finance lease
- Chattel mortgage
Consumer Finance
Personal and consumer loans — unsecured, secured and specialty. Prime, mid-prime and sub-prime markets across all Australian credit environments.
- Consumer unsecured loans — prime to sub-prime
- Boat, motorcycle and caravan finance
- Hardship and complaints workflow
- Unsecured
- SACC / MACC
Commercial & Bridging Finance
Commercial bridging finance with retained interest, rolled interest and prepaid interest structures. Full commercial origination and loan management.
- Retained, rolled and prepaid interest structures
- Commercial unsecured and mortgage
- ABR and Companies House UK integration
- Bridging
- Commercial
Sharia compliant finance
Sharia compliant finance structures — configured within the easylodge platform to accommodate Islamic finance requirements across consumer and commercial asset classes.
- Sharia compliant product configuration
- Consumer and commercial asset classes
- Sharia compliant
- Islamic finance
Asset classes
Prime, mid-prime and sub-prime — across every asset class
Consumer Finance
- Consumer unsecured loans
- Buy Now Pay Later (BNPL)
- Revolving credit / lines of credit
- Consumer vehicle finance
- Instant mortgage
- Boat and caravan finance
- Motorcycle finance
- Solar finance
- Instalment / rental finance
- Sharia compliant consumer lending
Commercial Finance
- Commercial unsecured loans
- Commercial mortgage
- Bridging finance (retained, rolled, prepaid)
- Business equipment (operating lease)
- Business equipment (finance lease)
- Business equipment (chattel mortgage)
- Commercial vehicle finance
- Chattel mortgage and CHP
- Construction loans (capitalised interest)
- Specialty vendor finance
- Sharia compliant commercial lending
Can't see your vertical?
Talk to our team. We've been configuring Easylodge® for specialist markets since 2007.